Home care may not have to come out of pocket.
A qualifying program may cover care after a car accident (HCAI), workplace injury (WSIB), or for eligible newcomers under IFHP. When approved, we bill the program directly, and families often pay little or $0.
Four ways your care may be covered.
We handle the paperwork and deal with the program on your behalf. You focus on care.
Auto insurance (HCAI)
Recovering from a car accident? Your auto insurance may cover in-home care. When approved, we’re HCAI-registered and bill the insurer directly — often $0 out of pocket. How MVA home care works →
Workplace injury (WSIB)
Injured at work? WSIB may fund home care during recovery. When approved, we bill WSIB directly and handle the paperwork — often $0 to you. How WSIB home care works →
Newcomers (IFHP)
New to Canada as a refugee or protected person? The Interim Federal Health Program may cover your care. When approved, we’re a registered provider and bill it directly.
Public & other programs
Ontario Health atHome, Family-Managed Home Care funding, extended health insurance benefits through work or retirement — families often qualify through more routes than they expect. We check every one on the free call.
Add-on hours may still be fundable.
You do not have to leave your current home care provider. Angel’s Kare can work as an add-on agency — extra hours layered on top of what you already have.
Keep your primary agency
They stay in place. We fill gaps they cannot cover — more weekly hours, nights, weekends, live-in stretch, or a language match.
Programs may fund the extras
Auto insurance (HCAI), WSIB, IFHP, and extended benefits sometimes cover additional hours even when another agency is already involved. When approved, families may pay little or $0 for those add-on hours.
We coordinate, not compete
Your care manager works with the plan you already have. One free call tells us whether add-on hours make sense — and what may be covered.
Coverage is never guaranteed. We confirm what applies to your situation before care starts.
Direct billing, handled for you.
We check what coverage may apply. When a program approves care, we handle the paperwork and billing directly, so you can focus on your family.
Check your coverageTell us your situation
Accident, workplace injury, newcomer status, or just exploring — a quick call is all it takes.
We check potential coverage
We check which program may apply and what it may cover, in plain language.
When approved, we bill directly
We handle the program’s paperwork and invoicing after it approves care.
† Coverage depends on your program and situation. We’ll confirm exactly what applies on your free call.
Let’s find out what may be covered.
Tell us your situation and we’ll check what may apply. Care can start in as little as 24 hours. Call or WhatsApp us any time.
Book a free consultationPrefer to talk now? (437) 997-0002 · WhatsApp